Someone used my Card
So lately I have been talking about credit card theft, over the past few weeks. It happened to me last Thursday. I got a text from Lifelock, telling me there was a problem with my credit card and that some of my information was on the net. I also got a wake up call from my bank at 7:59am, wanting to know if I happened to buy stuff from Assurance Wireless, and PTEL Wireless. Most of the charges were under the 200$ limit on my credit card but it was also used as a test buy for a pop vending machine for $1.75. The reason this was flagged by my credit card company was that I rarely don’t travel and when I do travel far, I will alert my credit card company so they know that I am traveling!
One without using my credit cards
I’ve taken a stance for this week not use any other credit cards just to find out if my other credit cards were compromised this week. I do not believe my other credit cards which is few and in between that I have and use are out in the open to. I just didn’t want to risk them also getting loose. I do have a great PayPal credit card that I have not used for the last past week. I do not use that card often but I do like to use it on Amazon (Amazon Affiliate Link).
What I’ve learned!
I’ve learned that I will start either paying for the gas at the register with my credit card or just give them cash. I’ve have been tracking all my credit card purchases with an email ever day about what was charged. So I have been doing the right thing to prevent this type of theft from going anymore than a day but I also do not want to have this happen to me. So I am going to list what I will be doing differently from now on!
- No More pay at the Pump Purchases — This might be one way that it was compromised but I am unsure of it. I usually look at the card reader before I even put my card in it. I’ve decided to cut the risk by going inside and paying in cash or with my credit there.
- Reduce my use of paying with Credit card — Whenever I go out and about I will pay more with cash then I will with my credit card. It will also help me to keep track of my money more and possibly save money!
- NFC — When I get the money, I will go buy a NFC Unlocked Phone (Amazon Affiliate Link). This way I protected by tokens instead of revealing any real information that might be associated with my credit card or even my personal information.
That is pretty much my plans to help make sure I do not become a victim of this crime again. These criminals may think they are better than me but they will get arrested sooner or later because it is just a matter of time!